Higher crash risk may make accounting for doctors more difficult

Published on February 21, 2014 by Crawfords Accounting

When accounting for doctors, there are certain unavoidable expenses that may be taken into account as business costs – which, depending on your precise mode of employment, may include your vehicle.

But one of the major obstacles to minimising the cost of running a car is the price of car insurance, and especially the increase in your premiums that is likely following a crash.

Newly published figures from Gocompare.com reveal that healthcare professionals in several different disciplines rank among those most likely to make a car insurance claim.

GPs rank at the very top of the list, with 28.6% having made at least one car insurance claim during their careers, closely followed by hospital consultants, clinical psychologists, drug addiction counsellors and probation officers.

Dentists are sixth on the list, with 23.9% having made one or more car insurance claims, followed by health visitors, community nurses, hospital managers and, rounding off the top ten, town planners.

Clearly some of these professions involve more driving than others, but the list is dominated by healthcare professionals – and the higher premiums associated with having made a claim represent a challenge to accounting for doctors, dentists and other disciplines.

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